Motorists know that speeding convictions can ramp up insurance premiums. But opting for the alternative – a morning spent learning to drive more safely – may also attract a financial penalty, it has emerged. The big “switch-off” promised when the Coalition stopped funding cameras via road safety grants never really happened, after local authorities and the police found they were self-funding anyway, according to the RAC and AA. There are still around 6,000 camera sites in the UK, according to the motoring organisations, with cameras shifted regularly between locations, to outfox motorists and ensure no speed trap is ignored as a dud. ![]() ![]() Drivers can also be caught by mobile cameras. Furthermore, some local authorities and police forces, including big conurbations such as West Midlands and Bristol City Council, are in the process of switching cameras back on at sites that were previously put into hibernation. All of which must mean more fines for motorists. A first speeding offence normally attracts a £100 penalty and three penalty points on your licence. However the bigger pain hits when your insurance renewal premium lands on the mat. Insurance brokers at the AA believe a first offence might typically add about 10pc to premiums. For example, a 40-year-old Ford Mondeo driver could expect to see his premium increase by 9.3pc on average, after a first speeding conviction, with some companies refusing to quote at all. This might typically inflate the premium from £366 to £398. Younger drivers will be penalised more severely. This financial pain comes on top of the first rise in motor premiums for two years. Oct 27, 2017 - Many factors influence your annual car insurance premium. So, it's only natural to wonder whether speeding awareness courses need to be. The average price of cover shot up by £6 to £531 over the three months to the end of September, according to the AA’s insurance premium index. Nicki Parry, a spokesman for the comparison website Moneysupermarket.com, agrees speeding fines will cost motorists dearly. She said: “If you drive a fast car they may not be prepared to insure you at all, even after a first offence.” One way to minimise premium hikes is to attend a speed awareness course, increasingly offered to motorists as an alternative to going to court. You have to pay for the course, which typically costs around £100, the same as the fine, and your licence will not be endorsed. Many drivers believe a course will also ease the insurance headache. Software desain baju bola adidas. More drivers than ever are to be handed this “get out of jail free” card, following changes to the profile of offenders offered speed awareness. Whereas previously only those slightly over the speed limit qualified, it will now been made available to those driving significantly faster. Powerflex 700 troubleshooting. For example, a driver in a 20mph zone might be offered a speed awareness course if he was driving up to 31mph, although at 35mph he will always be prosecuted. Elsewhere, the course may be available to those in a 30-mile zone driving up to 42mph (prosecution inevitable at 50mph); in a 40-mile zone up to 53mph (prosecution at 66mph); in a 50-mile zone up to 64mph (prosecution at 76mph); in a 60-mile zone up to 75mph (prosecution at 86mph); and in a 70-limit up to 86mph (prosecution inevitable at 96mph).
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